可负担房屋

屋价近几年的积极攀升已经导致一般收入的家庭面临薪水永远追不上屋价的起伏。也因为这样政府推出了可负担房屋计划。（My First Home/ Skim Rumah Pertamaku)

四，五年前可负担房屋的顶价设在RM220K， 可是如今2014年， 顶线则设定与RM400K。 很难想象RM400K的高价尽然也被概括于“可负担”

说真的可负担的房屋其实也还有好多人负担不起。



在首次购屋者的优惠下， 民众可以获得50%的印花税折扣以及100%房贷。这将大大的减轻首期的压力。

如果拥有足够现金，接下来就是贷款了。你是否达到最低的贷款资格？还有就是如果贷款批了，你是否又拥有足够的现金来应付生活开销。



上面是银行考量的最低家庭收入以及相关的贷款金额， 以借贷RM360K来说， 家庭收入必须至少达到RM3000。 而供期市每月RM1824。
 
申请可负担房屋、中价屋或廉价屋的条件
1） 本国公民
2） 18岁以上
3） 单身或已婚者皆可申请
4） 在本国未拥有房子或土地者
5） 夫妻中只有一人可申请
6） 月收入低於5千令吉

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nging property price landscape, the government in 2013 bumped the maximum price range for qualifying for SRP up to RM400,00 - See more at: http://loanstreet.com.my/learning-centre/how-much-is-really-needed-to-buy-affordable-housing#sthash.VBGVQJvT.dpuf

hanging property price landscape, the government in 2013 bumped the maximum price range for qualifying for SRP up to RM400,00 - See more at: http://loanstreet.com.my/learning-centre/how-much-is-really-needed-to-buy-affordable-housing#sthash.VBGVQJvT.dpuf

hanging property price landscape, the government in 2013 bumped the maximum price range for qualifying for SRP up to RM400,00 - See more at: http://loanstreet.com.my/learning-centre/how-much-is-really-needed-to-buy-affordable-housing#sthash.VBGVQJvT.dpuf

How Much Is Really Needed to Buy Affordable Housing - See more at: http://loanstreet.com.my/learning-centre/how-much-is-really-needed-to-buy-affordable-housing#sthash.VBGVQJvT.dpuf

How Much Is Really Needed to Buy Affordable Housing - See more at: http://loanstreet.com.my/learning-centre/how-much-is-really-needed-to-buy-affordable-housing#sthash.VBGVQJvT.dpuf

How Much Is Really Needed to Buy Affordable Housing - See more at: http://loanstreet.com.my/learning-centre/how-much-is-really-needed-to-buy-affordable-housing#sthash.VBGVQJvT.dpuf